Fintech app marketing poster for Indonesia market, Indonesian language,brand colors bright blue + white, clean studio background,3D clay-render prop style, left-right split layout, 1:1.Top area: [attach exact logo image] top-left (rounded cyan square, whiteitalic FIN, yellow plus — do not redraw); top-right the full regulatorybadge row "Berizin dan Diawasi Otoritas Jasa Keuangan" with OJK, AFPIlogos and "LEGAL DAN AMAN" green shield [attach exact badge images — donot redraw].Left side: large 3D soft-clay blue wallet, golden coin stack, clipboardwith blue checkmarks.Right side hero text: "Layanan keuangan yang andal dan aman"Formula bar in rounded white pills:"Bunga 0,3%/Hari × Tenor 12 Bulan = Rp15.000.000"Three benefit rows with 3D blue check circles:"Proses 100% online" · "Tanpa dokumen rumit" · "Tanpa biaya layanan"Bottom parameter strip with dividers:"6 bulan: Rp3.850.000/bulan" | "12 bulan: Rp2.618.750/bulan"Fine-print: "*Pemberian pinjaman akan disesuaikan dengan riwayat kreditAnda, dan jumlah pinjaman yang disetujui akan berdasarkan hasil evaluasiaplikasi Anda."Visual style: 3D clay render, soft studio lighting, rounded volumetricprops. 8k, vertical 1:1.